Property

With our stable and consistent approach to property reinsurance, we facilitate risk transfer that enhances our partners’ ability to navigate market cycles with confidence. By focusing on core fundamentals and consistent service, we enable our partners to fortify their portfolios over the long run.

Surety

Recognizing surety’s pivotal role in construction and infrastructure projects, we are committed to ensuring stable capital support in this highly specialized field. Our disciplined underwriting ensures the steadfast support needed to fulfill commitments.

Casualty

Our casualty offering delivers the capacity and approach needed to support the maintenance of resilient, well-structured portfolios across a broad spectrum of liability exposures. Our disciplined underwriting and robust financial strength give insurers the confidence to underwrite long-tail business with dependable support – ensuring stability and continuity in a constantly evolving risk environment.

Underwriting Philosophy

Our Underwriting Philosophy

Our underwriting philosophy and risk appetite place the effective management of risk at the heart of our risk selection process. Accordingly, we are ready to consider risks from a wide spectrum of businesses, small and medium enterprises right through to large corporates, where there is evidence of a robust approach to managing isk in place that is directly instrumental in avoiding losses and claims.

 

Driven by Dialogue - Defined by Results

As an agile and solution-driven reinsurance partner, we bring underwriting expertise and strategic focus together and facilitate reinsurance placements that work aligned with our clients’ evolving needs.

 

Trusted Partner

We strongly believe that trust is the cornerstone of any relationship. We strive to form and nurture meaningful and lasting relationships with our clients and business partners based on openness, honesty, and integrity.

Risk Aware

We place the effective management of risk and control of losses at the heart of our proposition. We are firm in our view that businesses practicing effective risk management are less likely to incur losses and claims.

Dedication and Commitment

We bring professionalism to every underwriting decision and are fully committed to our approach, confident in its strength and direction. Through detailed risk assessments, claims trend evaluations, and comprehensive benchmarking exercises, we ensure a thorough understanding of the risks we underwrite. This underpins our long-term commitment and our partnershipbased approach.

Committees

Explain the committees related to risk taking and underwriting. Link to People also. Encore a faire.
 
Stonefort Group’s Executive Committee(s) – ExCo
CLAIMS and RESERVING SUB-COMMITTEE (CRSC)
ASSUMPTIONs and MODEL CHANGE SUB-COMMITTEE (AMCSC)
UNDERWRITING COMMITTEE (UWC)
STATUTORY AUDIT COMMITTEE (STAC)
RISK and COMPLIANCE Committee (RCC)
Internal Audit Committee (IAC)

Surety